Mench Financial, Inc. ("Mench") is a SEC registered investment adviser located in Cincinnati, Ohio. Mench and its representatives are in compliance with the current registration and/or notice-filing requirements imposed upon SEC registered investment advisers by those states in which Mench maintains clients. Mench may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Mench's website is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, Mench does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Mench with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Mench, please contact the United States Securities and Exchange Commission and/or the state securities law administrators for those states in which Mench maintains a notice filing. A copy of Mench's current written disclosure statement discussing Mench's business operations, services, and fees is available on this website or from Mench upon written request. Mench does not make any representations or warranties as to the accuracy, completeness, or relevance of any information prepared by any unaffiliated third party provider, whether linked to Mench's website or incorporated herein. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

All references that might be made to an investment or portfolio's performance are based on fully disclosed historical data and one should not assume that this performance will continue in the future.

You may download or print out a hard copy of individual pages and/or sections of the Mench website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the Mench website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Mench website without the prior written permission of Mench.